Appleton and Neenah Wisconsin real estate listings, home buying, selling and relocation information

All agents are NOT alike! Find out why we are top real estate experts. Call us: 920-993-7223

Get Free Presentation On Our Home Marketing.
Before signing a contract with any Realtor, make sure you know EXACTLY how your home will be marketed.
Find Out More >
View All Offers >

"Everyone on your “team” was willing to help out when necessary." Mike, Buyer
Read Quote >
View All Quotes >

Compare three mortgages at one time. Download TripleCalc now. It's free.

Find Out More >
Download Now >

Gail Popp and Barb Merry are some of The Top Selling Real Estate Experts™
Find Out More >

*Your Name:
*Your Email Address:
Send Latest Listings:
Send Latest News:
Your Message or Comments:

* Please note that fields marked with an asterisk are required.

Quick Response Guarantee >
We Guarantee Your Privacy >
Free & Without Obligation >

Financing Your Home >Qualifying For A Loan

It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.

Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.

	See All Tips In The "Financing Your Home" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	What is considered one of the greatest U.S. construction projects that was also of great strategic importance to the U.S.?
A	The Panama Canal, begun in 1904 and completed in August, 1914, which cost $366,650,000.
See More Real Estate Trivia >

...At Wells Fargo, contact Doug Welter
A company dedicated to helping customers and clients achieve their financial goals.
Find Out More >
View All Affiliates >

Gail Popp and Barb Merry, REALTOR®, real estate agents and broker for Appleton and Neenah Wisconsin home listings, property and land for sale - NUMBER1EXPERT(tm)

Barb Merry and Gail Popp
Coldwell Banker The Real Estate Group Inc
2830 E. John Street
Appleton, WI 54915
Office: 920-993-7223
Fax: 920-968-1040
Gail's Email: Gail@ExcellenceX2.com
Barb's Email: Barb@ExcellenceX2.com
Gail Popp and Barb Merry have been exceeding expectations in real estate sales for over twenty years. They have achieved career success of over $300 Million in residential sales averaging over $1,000,000 monthly. Gail and Barb each are Accredited Buyers Agents, hold the GRI designation and are members of CRS as well as being Senior Associates of their Coldwell Banker office. Gail and Barb guarantee you the highest level of customer service and are recognized for their follow-up, integrity and dedication to excellence. Gail and Barb each hold a Wisconsin Real Estate Broker license.

www.EXCELLENCEX2.com is brought to you by
Gail Popp and Barb Merry
NUMBER1EXPERTS™ in real estate for Appleton and Neenah, Wisconsin

Read our Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge